Need an appraisal in Mayfield or Graves County?

Check out the top reasons KY homeowners call on Legacy Appraisal and Consulting, LLC:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower their mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in KY by determining the true market value of real estate in question

Do you own a house in or near Mayfield? Do you need help deciding the value of your real estate?
Contact Legacy Appraisal and Consulting, LLC.

At Legacy Appraisal and Consulting, LLC, we understand the individual needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Legacy Appraisal and Consulting, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

PMI Removal Appraisals

A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Legacy Appraisal and Consulting, LLC, we're qualified in helping clients just like you get rid of unneeded PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's going down. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal report from Legacy Appraisal and Consulting, LLC is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Legacy Appraisal and Consulting, LLC can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have a seasoned expert double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Legacy Appraisal and Consulting, LLC offers field reviews where we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.